# How to Use RIZ

You can easily navigate to the RIZ markets by switching from the Core section to the RIZ section. Once there, you'll see the available isolated markets.

<figure><img src="/files/CrFXMJx4qQdA6sDy4Wg7" alt=""><figcaption></figcaption></figure>

## Deposit

After choosing the RIZ market in which the user wants to participate, the asset details screen will initiate. Click "Deposit".

<figure><img src="/files/JdW3e5x186IUYSraOEMR" alt=""><figcaption></figcaption></figure>

You will then be given a dropdown menu to choose one of the two assets from the pair you want to deposit.

<figure><img src="/files/utMNX1HPUoZ0CZrJZfAS" alt=""><figcaption></figcaption></figure>

After selecting the asset, enter the desired deposit amount and proceed by clicking "Continue" to submit your transaction. Once the transaction is confirmed, your deposit will be successfully registered.

## Borrow

Once you have provided collateral in one of the two assets in a RIZ Market, you can take out a loan against it. Since each market is isolated, you will have two borrowing options: the same asset you deposited or the asset paired with your collateral.

For instance, in a ZRO/USDC pool, you can deposit either ZRO or USDC and borrow either asset.

The borrowing power is confined to the specific market where the collateral is deposited. This means that if you deposit collateral in the ZRO/USDC market, you can only borrow assets from that market and not from any other market, such as rsETH/WETH.

### **Health Factor**

If you are unfamiliar with the concept of health factor, please refer to the respective section for a detailed explanation.&#x20;

{% content-ref url="/pages/lxs9dzUbdpCYhRpH303G" %}
[Health Factor](/radiant/project-info/markets/borrow/borrow-1.md)
{% endcontent-ref %}

In the context of RIZ, the health factor is also isolated for each market. Therefore, each isolated market will have its own distinct health factor.

You can consult the health factor directly from the RIZ market details page within the selected market:

<figure><img src="/files/0xPqnMoI7ywO7Iv1NLnU" alt=""><figcaption></figcaption></figure>

Or from the dashboard page:

<figure><img src="/files/tV0qX38yQgy1SE0qH1Kz" alt=""><figcaption></figcaption></figure>

After depositing and borrowing, you can also withdraw your deposits or repay your loans. The processes for these actions are the same as in the core markets. For further details, refer to:

{% content-ref url="/pages/2SyHuqVsKvEFWKMrttWO" %}
[Withdraw assets](/radiant/project-info/markets/deposit/deposit-1.md)
{% endcontent-ref %}

{% content-ref url="/pages/osrk9EewCZz4LvVK47pG" %}
[Loan Repayment](/radiant/project-info/markets/borrow/borrow-2.md)
{% endcontent-ref %}


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