# Borrow

## Borrowing vs. Selling

**Selling** an asset involves closing the position on that particular token to free up liquid capital. If an individual is "long" on a particular asset, selling it would no longer entitle them to any potential upside on that asset's appreciation.  Furthermore, in most countries, selling a position is treated as a taxable event.

**Borrowing** enables one to obtain capital without selling the underlying asset or incurring a capital gains sales tax.

{% content-ref url="/pages/73Pf0mZjtC6W59zvsRT0" %}
[How to Borrow](/radiant/project-info/markets/borrow/borrow.md)
{% endcontent-ref %}

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[Health Factor](/radiant/project-info/markets/borrow/borrow-1.md)
{% endcontent-ref %}

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[Loan Repayment](/radiant/project-info/markets/borrow/borrow-2.md)
{% endcontent-ref %}

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[Liquidations](/radiant/project-info/markets/borrow/liquidations.md)
{% endcontent-ref %}

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[Interest Rate Model](/radiant/project-info/markets/borrow/interest-rate-model.md)
{% endcontent-ref %}


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