> For the complete documentation index, see [llms.txt](https://docs.radiant.capital/radiant/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.radiant.capital/radiant/project-info/markets/borrow.md).

# Borrow

## Borrowing vs. Selling

**Selling** an asset involves closing the position on that particular token to free up liquid capital. If an individual is "long" on a particular asset, selling it would no longer entitle them to any potential upside on that asset's appreciation.  Furthermore, in most countries, selling a position is treated as a taxable event.

**Borrowing** enables one to obtain capital without selling the underlying asset or incurring a capital gains sales tax.

{% content-ref url="/pages/73Pf0mZjtC6W59zvsRT0" %}
[How to Borrow](/radiant/project-info/markets/borrow/borrow.md)
{% endcontent-ref %}

{% content-ref url="/pages/lxs9dzUbdpCYhRpH303G" %}
[Health Factor](/radiant/project-info/markets/borrow/borrow-1.md)
{% endcontent-ref %}

{% content-ref url="/pages/osrk9EewCZz4LvVK47pG" %}
[Loan Repayment](/radiant/project-info/markets/borrow/borrow-2.md)
{% endcontent-ref %}

{% content-ref url="/pages/4aTmmR9YD1Fg2Sss4Yx6" %}
[Liquidations](/radiant/project-info/markets/borrow/liquidations.md)
{% endcontent-ref %}

{% content-ref url="/pages/WS0lpRkSKYL4u1UVgZWb" %}
[Interest Rate Model](/radiant/project-info/markets/borrow/interest-rate-model.md)
{% endcontent-ref %}


---

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